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If you believe you have been a victim of identity theft or attempted fraud, (or might become one, for example, if your wallet was stolen), the Federal Trade Commission recommends placing a fraud alert or credit freeze on your account until the issue is resolved.
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- http://www.mosers.org/assets/pdfs/newsletters/Pensions_Plus_Fall08.pdf
ConsumerReports.org also discourages purchasing ID theft insurance because of the loopholes in coverage that may exclude fraud that happened before you were covered and wasn’t immediately discovered.
http://www.mosers.org/assets/pdfs/newsletters/Pensions_Plus_Fall08.pdf
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